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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Westlake Village, Agoura and Dos Vientos Ranch real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. Please fill out the form below...

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School Reports in Westlake Village, Agoura and Dos Vientos Ranch, California

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Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Q	What U.S. state is home to the world's richest woman?
A	Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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The Dubinsky Group, REALTOR®, real estate agents and broker for Westlake Village, Agoura and Dos Vientos Ranch, California home listings, property and land for sale - NUMBER1EXPERT

The Dubinsky Group
RE/MAX Olson & Associates
30699 Russell Ranch Road, #100
Westlake Village, CA. 91362
Direct: (805) 444-7044
Fax: (818) 879-2269
Email: Maia@GRTmove.com
Maia Dubinsky is a consistent top producer with 20 years of experience in the business and a California licensed Real Estate Broker. She has been inducted into the RE/MAX Hall of Fame and consistently achieved the Platinum Club award, one of the highest honors within the RE/MAX system. Maia's track record of success is evidence of her dedication and commitment to delivering outstanding results for her clients. Maia has also has earned her Bachelor's Degree in Business Administration. Prior to real estate, she acquired over 10 years experience in the field of Corporate Finance. Maia has the experience you can definitely count on for world-class service!

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