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Maia Dubinsky is a top producing Broker helping clients throughout Ventura County. Maia covers the areas of Agoura, Calabasas, Malibu, Thousand Oaks, Westlake Village, Newbury Park, Dos Vientos Ranch, Simi Valley, Moorpark, Camarillo, Oxnard and Ventura.
Maia is happy to answer all of your questions about the changing real estate market and special financing deals! Give her a call on her cell phone now at (805) 444-7044.

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Feature Home - Simi Foreclosure-Two Units in One

$294,900 REO- Priced To Sell!

Photo of 2131 Sequoia Avenue, Simi Valley, CA, 93063.

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Address: 2131 Sequoia Avenue	City/ST: Simi Valley, CA	Zip Code: 93063
Location: Simi Valley, CA	Property Type: Co-op	New or Resale: Resale
Square Footage: 1205	Bedrooms: 3	Bathrooms: 2
MLS# 90008892

Foreclosure! Two Units in One! Rare find! Main house is 3 bedrooms, 2 baths with dining area in spacious kitchen, large living room & also family room. The added bonus here is that the garage has been legally converted with permits from the City. It offers 2 bedrooms, 1 bath plus a kitchenette & has a separate entrance. Imagine the possibilities that can afford you? (Roommates anyone? Hey, in this economy everything little bit helps, right?) Plus, this home also offers a large concrete driveway & carport for EZ parking. Call Maia now at (805) 444-7044 to see this home before it gets snatched up by a first time buyer or investor.

Last Updated: 5/30/2009 5:13:00 AM

Listing Agent and Office: , Prudential California

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First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Q	Who is "Fannie Mae" and why is she a big name in real estate?
A	"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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The Dubinsky Group, REALTOR�, real estate agents and broker for Westlake Village, Agoura and Dos Vientos Ranch, California home listings, property and land for sale - NUMBER1EXPERT

The Dubinsky Group
RE/MAX Olson & Associates
30699 Russell Ranch Road, #100
Westlake Village, CA. 91362
Direct: (805) 444-7044
Fax: (818) 879-2269
Email: Maia@GRTmove.com
Maia Dubinsky is a consistent top producer with 20 years of experience in the business and a California licensed Real Estate Broker. She has been inducted into the RE/MAX Hall of Fame and consistently achieved the Platinum Club award, one of the highest honors within the RE/MAX system. Maia's track record of success is evidence of her dedication and commitment to delivering outstanding results for her clients. Maia has also has earned her Bachelor's Degree in Business Administration. Prior to real estate, she acquired over 10 years experience in the field of Corporate Finance. Maia has the experience you can definitely count on for world-class service!

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