Feature
Properties
|
I'm a veteran specializing in Malibu, Conejo Valley including Ventura and Los Angeles Counties. Please call (805) 444-7044 for more info!
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market. These changes can affect YOU so allow me the chance to keep you informed.
Find Out More >
View All Offers >
|
"Harvest Moon - We Need More Space!"
"Making a move-up in Dos Vientos Ranch can be a challenge without the proper help!"
Steve & Melanie
Read Quote >
View All Quotes >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
|
|
|
Welcome to my website! Maia Dubinsky is an expert in residential real estate and financial services. As a licensed Real Estate Broker with over 22 years experience serving buyers and sellers in the areas of Malibu, Westside, and all of Ventura County, Maia certainly has the expertise you can count on. Maia always delivers world-class service and welcomes the chance to assist you with finding your dream home! You can definitely count on Maia, whether for expert advice on real estate matters or, if you just need someone you can trust for financial services! In addition to her real estate Broker's license, Maia holds several financial licenses and is extremely knowledgable in all areas of real estate investing and maximizing your portfolio of investments.
Lake Sherwood
|
Hello, my name is Maia Dubinsky. I'm a 22 year veteran of the real estate business and a licensed California Real Estate Broker. I've helped hundreds of satisfied clients with the buying and selling of their homes earning me the great honor of being inducted into the RE/MAX Hall of Fame. I'm also considered an expert in short sales and foreclosures too with access to information about homes not listed on the market yet. |  | | | Malibu Beach | |
Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
|
| Q |
What is an encumbrance against a property, which may be voluntary or involuntary?
|
| A |
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien. |
| See More Real Estate Trivia > |
|
|
The Dubinsky Group
RE/MAX
22631 Pacific Coast Highway, #173
Malibu, CA 90265
Direct: (310) 488-5910
Cellular:: (805) 444-7044
Email: MalibuDreamEstates@gmail.com
Maia Dubinsky is a licensed real estate Broker with over 22 years of experience in the business. She is proud to have been inducted into the RE/MAX Hall of Fame and consistently achieved the Platinum Club award, one of the highest honors within the RE/MAX system. Maia's track record of success is clear evidence of her dedication and commitment to delivering outstanding results for her clients. Maia also holds a Bachelor's Degree in Business Administration and several financial licenses. This only adds to her knowledge and credibility as an expert in the field of real esate financing and investing.   
www.conejo-valley-dream-homes.com
is brought to you by The Dubinsky Group, real estate for
Westlake Village, Agoura and Malibu, California
Read The Dubinsky Group's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
